Disclaimer

Effective: October 1, 2026

Not professional advice

This website, its content, and everything offered through it — books, audiobooks, courses, calculators, and the free resources at Connect — are for educational and entertainment purposes only. Nothing here is financial, tax, legal, or investment advice.

While every effort has been made to ensure the information here is accurate, no guarantee is made as to its completeness or reliability. Fiery Personal Finance LLC accepts no liability for any loss or damage incurred by any person or organization acting, or declining to act, based on this content.

I'm not your financial advisor, your CPA, your attorney, or your therapist. The information here represents general principles and strategies that work for most people most of the time, but your situation is unique. Before making financial decisions based on anything on this site, use your brain. Adapt these principles to your circumstances. If you need specific, personalized advice, hire a fee-only financial advisor who has a fiduciary duty to act in your best interest.

Past performance does not guarantee future results. Any financial figures, projections, calculator outputs, or examples used throughout this site are for illustrative purposes only.

Your responsibility

It's your responsibility to independently verify any information you choose to rely on from this site before taking action. All calculators, tools, and worksheets on Tools are provided as-is, use general assumptions, and are not a substitute for personalized financial planning.

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A note on the writing process

AI tools were used in the creation of the books behind this site. They helped with research, exploring alternate phrasings and perspectives, drafting, organizing, fact-checking, normalizing, and formatting. There's no editorial team here, just an engineer who knows a lot about personal finance and index fund investing, not a professional writer. Left alone, this content would read like a technical manual.

AI suggested clearer ways to explain complex concepts and assisted with structure and flow. It didn't invent the strategies or make the recommendations. The commitment to help you succeed is mine.

Every word has been reviewed, edited, and approved personally. The voice is a persona designed to deliver pragmatic financial wisdom with witty humor in accessible, conversational language that challenges conventional thinking.

Testimonials disclosure

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