I'm an engineer-turned-finance-nerd who lives by the principles I teach. After immigrating to the US from the Philippines in 2002, I earned degrees in Electrical Engineering and Physics and spent 17 years in the semiconductor industry. Driven to master money, I passed the Series 65 (Uniform Investment Adviser Law Exam) and founded Fiery Personal Finance to teach a simple, BS-free framework: spend less than you earn and invest the difference. As an Eagle Scout, photography enthusiast, and adventurer, I've explored over thirty countries across six continents. When I'm not helping people fast-track their financial independence, I'm outside mountain biking, snowboarding, or hiking around the Pacific Northwest.

— Ernesto