Portfolio Rebalancer

See exactly where new money should go to rebalance.

Enter your funds below. Taxable accounts only add new money; 401(k), IRA or HSA accounts can buy and sell.

New Contribution

$
How much new money you're investing this time.
Taxable: new money only, never sells. 401(k) / IRA / HSA: buys and sells to hit your targets exactly.

Your Funds

Totals & Checks

Sum of Target %——
Total Current Portfolio Value—
Total Gap (Sum of Underweight)—
Total New Money AllocatedShould equal your contribution amount above.—

Treats all funds equally. If you hold both stocks and bonds across many funds, get your overall stock/bond split right first.

Current Allocation

    Assumptions

    Taxable mode never sells, because selling in a taxable account can trigger capital gains tax — it only directs new money toward your most underweight funds. 401(k) / IRA / HSA mode shows the exact buys and sells to hit your targets, since selling inside these accounts doesn't trigger tax.

    Estimates for illustration only.

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